Roots Mortgages

Bright Sky Contracting has chosen Roots Mortgages as our partner to provide specialist mortgages for contractors, freelancers, limited company directors and independent professionals.

The Midlands based specialist has access to more than 12,000 mortgages from over 90 lenders meaning they save you time by doing the mortgage search on your behalf, and make the whole mortgage process clear and straightforward. But it’s not just mortgages they provide, they work with you to fully understand your circumstances across mortgages, protection and estate planning to give you a full 360 view on your financial exposures, opportunities and potential savings – all for free and with no obligation to proceed.

A mortgage is likely the largest loan you will take out in your lifetime, just think about that. Roots offers a wide range of protection insurances to ensure that should the worst happen you have peace of mind that you, your family and your home are protected.

So, if you are a first time buyer, looking to remortgage, move home or invest in a buy-to-let property, Roots will be able to find the right mortgage and protection for your based on your circumstance.

We’ve chosen Roots as they are experts in their field, and work with lenders who specialise in contractor mortgages and understand how a contractor works and earns money, and most importantly doesn’t treat you negatively just because you aren’t a PAYE employee.

Don’t just take our word for it, see for yourself.


About Roots Mortgages

Roots Mortgages was setup to make getting a mortgage easier and more relatable for contractors and freelancers than anywhere else in the country.

We’ve been working in the contractor marketplace for almost two decades at some of the biggest and well known contractor servicing firms in the UK, making contracting part of our DNA.

Too many times mortgages are associated with boring men in suits talking at you, and talking jargon. We’re a fresh, young, relatable brand working in an old, converted factory in the heart of the East Midlands, and we don’t wear suits or bring briefcases to work.

We’re not bogged down with legacy systems, instead we utilise cutting edge technology and build our own systems. Most importantly when you talk we listen. It’s a hard job, but we try to make the mortgage and protection customer journey enjoyable for everyone – well, as much as it can be…

When sourcing the best mortgage for you we aren’t tied a single lender or a tightly restricted panel – we have access to more than 12,000 mortgages from over 90 lenders. This means we can offer mortgages to;

  • First time buyers, homeowners, home movers, remortgagers, owners porting
  • Help to buys, shared owners
  • Buy-to-lets, let-to-buys, large loan borrowers

The range of mortgages we offer is as wide as they come, including;

  • Fixed rate, offset, variable rate, standard variable rate mortgages
  • Discounted rate, capped rate, tracker mortgages
  • Interest-only, offset mortgages

It’s not just mortgages we offer, we also provide:

  • Life insurance, mortgage payment protection, critical illness, family income
  • Buildings & contents, mover protection
  • Wills, pensions and investments*

*These services are referred out to a third party provider.

You’ll be in safe hands with Roots. To find out how much you could borrow, to review your current situation and understand your financial exposures, opportunities and potential savings, simply book a free no obligation appointment with us. One of our friendly, expert advisors will then undertake a free, no obligation, 360 contractor financial health check and advise you on your options.